Residential HVAC · San Rafael, CA

Residential HVAC & Heat Pumps in San Rafael, CA

From post-war tract homes in Terra Linda to older houses near downtown, San Rafael has every kind of heating system. We replace failing furnaces and ACs with properly sized heat pumps, starting with a Manual J of your actual house.

Remodels · Retrofits · Heat Pumps · Multi-Zone Systems

Project Inquiry

Plan your San Rafael project

Share your project type, ZIP, timeline, and how to reach you. We will follow up.

We design and install complete systems in the East Bay, San Francisco and Marin. We do not do repair, service calls or maintenance.

  • 5.0 Google Rating 5.0 out of 5 stars
  • Mitsubishi Electric Diamond Contractor
  • C-20 + C-36 Licensed & Bonded
  • Serving the Bay Area since 2015

Example of our field work

Whole-home heat pump remodel

View project →
Mitsubishi wall unit in a Berkeley remodel by 3rdGen
Mitsubishi wall unit in a Berkeley remodel by 3rdGen
Mitsubishi hanging outdoor units in a Berkeley remodel by 3rdGen

High-end residential remodel

Hearst Remodel

A published Berkeley remodel showing how we plan zones, routing and permits for an older home, the same steps we apply to San Rafael houses.

Home type
Existing home, remodel for sale
System
Fujitsu multi-zone ductless heat pump
Mechanical scope
  • · Six indoor wall units
  • · Two outdoor units
  • · Wall-mounted outdoor brackets
  • · Refrigerant routing and field coordination

Challenge

  • Existing older home with limited equipment placement options
  • Outdoor units required side-yard wall bracket mounting
  • Finish-sensitive interior installation
  • Coordination with the general contractor’s remodel schedule

3RDGEN scope

  • Six-zone ductless heat pump installation
  • GC-led remodel coordination
  • Permit and inspection support
  • Startup as part of the completed remodel scope

Outcome

The six-zone Fujitsu ductless system was installed, permitted, inspected, and completed as part of the home’s remodel-for-sale scope — delivering zoned heating and cooling without a conventional ducted retrofit.

Representative example from a Berkeley, CA remodel, not a project in this city. Photos and full details on the project page.

View project

Local projects

Heat pump & HVAC installs for San Rafael homes

Recent installs by the 3rdGen crew that serves San Rafael: ducted and ductless heat pumps, air handlers and ductwork.

Round smart thermostat displaying settings on a wall
Air handler in a finished mechanical closet with a white condensate drain line
Mitsubishi ductless outdoor unit mounted beside a home's gray siding
Wall-mounted ductless indoor head in a clean finished room
Wall-mounted ductless indoor head high on a finished wall
Ductless outdoor condenser on a concrete pad against a stucco wall

Many housing types, one method

Each San Rafael neighborhood hands us a different mechanical problem

A Terra Linda ranch on a slab, a hillside house reached by stairs and a flat-lot older home with a crawlspace all need different layouts. We calculate the load first and let the structure choose between ducted, ductless and hybrid.

The design summer day is about 87°F, hotter than coastal Marin, so cooling is a real part of the load here. Heat pumps do both jobs and avoid keeping a gas furnace and a separate AC alive.

The City’s housing data shows most San Rafael homes are older, so existing ducts, wiring and insulation are usually worth testing before they are reused.

  • Slab and low-attic homes

    Ducts in concrete or tight attics shape the choice between new overhead runs and ductless heads.

  • Hot summer afternoons

    West-facing rooms and thin ceiling insulation can drive loads. We often recommend insulation fixes alongside the heat pump.

  • Multi-unit and ADU properties

    Each dwelling needs its own load and independent controls.

  • Smoke season

    Filter sizing and return area are planned so better filters do not hurt airflow.

HVAC design in San Rafael

San Rafael is a county seat of mixed housing, and each type needs its own heat pump plan

A 1950s ranch house in Terra Linda, a hillside home near Dominican and a duplex in the Canal area share almost nothing mechanically. We start each San Rafael job with a Manual J of that specific building and then choose between ducted, ductless and hybrid layouts.

Design climate · Title 24 Climate Zone 2
Winter design temp
37°F
Summer design temp
87°F

San Rafael design conditions are roughly 37°F heating and 87°F cooling. Hamilton, a nearby station, runs colder and cooler (32°F and 84°F). The 87°F summer number is notably higher than Marin’s foggy coast, so cooling matters here and a heat pump gets real use in both seasons.

ACCA Manual J design data · San Rafael (ACCA micro-climate)

What we usually find in San Rafael homes

Terra Linda and Marinwood have a lot of single-story post-war tract homes, including Eichlers. Slab floors with ducts in the slab or in a low attic are common, and that decides the duct strategy early.

Older neighborhoods closer to downtown, like Gerstle Park and Dominican, have 1920s and earlier houses with raised floors, plaster walls and sometimes no ducts at all. Hillside houses add stairs and limited outdoor space.

Multi-unit buildings and ADUs are common too. Each separate dwelling needs its own load calculation and a clear path for refrigerant lines or ducts.

Slab homes and in-slab ducts

Eichler-style and slab-on-grade houses often have old ducts embedded in concrete. We evaluate whether to abandon them for new attic or overhead ducts, or to switch to ductless heads that avoid the slab altogether.

Cooling matters more here

With an 87°F cooling design day, west-facing rooms and uninsulated ceilings can carry large loads. Manual J shows where added attic insulation or shading will cut the tonnage you need.

Manual S and sizing downward

Replacements often come in a ton or more smaller than the old AC once the house is air-sealed and insulated. We select by calculated load, not by the nameplate on the unit we pull out.

Smoke and filtration

Hill-adjacent neighborhoods can see wildfire smoke in bad seasons. We design for higher-MERV filtration with enough return area so filters do not choke airflow, and discuss ventilation controls during smoky weeks.

Manual D for attic runs

Where ducts run in a hot attic, we size and insulate them to hold temperature and keep static pressure within the air handler’s limits.

  • Furnace and AC replacement with a heat pump

    One ducted heat pump system replacing separate gas heat and AC, with duct and electrical scope included.

    Replacement & conversion →
  • Ductless and multi-zone for slab homes

    Wall or ceiling indoor units connected by small line sets, a clean option when the old slab ducts are done.

    Heat pump installation →
  • Load calcs and equipment selection

    A Manual J and S package behind the system we install, ready for the permit.

    Manual J load calculations →
  • ADU and garage-conversion HVAC

    Right-sized mini-splits for backyard units, with compliance paperwork and independent controls.

    ADU heating & cooling →
  • Air quality and ventilation upgrades

    Better filters, ERV or HRV options and exhaust fixes that fit the system we design.

    Ventilation & IAQ →
  • Financing and incentives

    Where incentive and financing programs apply to your project, we point you to them and keep the paperwork straight.

    Financing options →

San Rafael permits and utility details

Heat pump work is permitted through the City of San Rafael Building Division, part of Community Development. We provide the load calculation, equipment data and outdoor unit location the plan check needs. Unincorporated areas around the city, such as Marinwood and Santa Venetia, are handled by the County of Marin instead.

City homes take generation service from MCE, with PG&E delivering power. Rebates from TECH Clean California, BayREN, MCE and PG&E programs change, so we check current availability before quoting. Our rebates page covers how the programs generally work.

Where we work in and around San Rafael

Terra Linda, Gerstle Park, Dominican, Loch Lomond, Peacock Gap and downtown, plus neighboring Larkspur, San Anselmo, Novato and Fairfax.

Homeowner reviews

Trusted by Bay Area Homeowners

5.0
5 out of 5 stars from 207 Google reviews

207 Google reviews

  • Mitsubishi Electric outdoor heat pump installed on a concrete pad at a Bay Area home Expand
    Mitsubishi mini-split installed with outstanding care. Indoor and outdoor units done right. High efficiency meant a meaningful federal tax credit too.
    Gary Marks Google review
  • Mitsubishi Electric Smart Multi outdoor unit wall-mounted on a residential exterior Expand
    Devin and his crew did a fantastic job installing AC for our whole house. High quality Mitsubishi equipment and a clean installation throughout.
    Christian Vuerings Google review
  • Mitsubishi Electric air handler installed in an insulated attic with sealed duct connections Expand
    Devin is meticulous, methodical, and knowledgeable. Professional crew and a heat pump install we trust completely.
    D C Google review

Photos from the installs above

Read all 207 reviews

The work, in order

Our San Rafael project sequence

Most San Rafael replacements fail on distribution, not equipment. The sequence below puts duct and load work ahead of the purchase.

01 — Review the house

Age, foundation type, current equipment, comfort complaints and your plans for the next ten years.

02 — Manual J load

Heating and cooling loads for each room using the actual windows, insulation and leakage.

03 — Manual S and Manual D

Equipment matched to the load, with duct sizes and registers designed to deliver the right airflow.

04 — Permit

Building Division permit package with load report, equipment data and outdoor unit location.

05 — Install

Old equipment out, new system set, ducts repaired or replaced, electrical added.

06 — Commission

Static pressure, airflow and refrigerant charge tested and recorded, then inspection and handoff.

What the job includes

A San Rafael replacement, step by step

Replacing aging heat and AC is rarely one swap. Ducts, drains, panel and gas all need a plan, so we handle them as a single project.

Before you sign off we measure airflow, confirm charge and set thermostat schedules with you.

Tell us about the project
  • Remove old equipment

    Furnace and AC removed, gas shut off and capped as required.

  • Duct repair or new runs

    Existing ducts tested and sealed, or replaced where the design calls for it.

  • Panel and circuits

    Service capacity confirmed and dedicated circuits added under permit.

  • Test and handoff

    Static pressure, airflow and charge checked and recorded.

Cost

San Rafael heat pump pricing: what pushes it up or down

A straight furnace-and-AC swap on a house with good ducts costs far less than a slab home that needs new overhead runs. Duct condition, zone count, electrical work, access, and whether you add insulation or an ADU system are the main variables.

Ducted heat pump, existing ducts usable $20k–$30k Equipment tier, capacity, controls, condenser location and access
Ducted heat pump + duct repair or resizing $25k–$45k Amount of ductwork replaced, crawlspace or attic access, return-air changes
Ductless multi-zone, 3–4 heads $25k–$40k Head type, line-set length, routing, concealment and finish conditions
Whole-home ducted + ductless combination $40k–$80k+ Multiple systems, zoning, ductwork, filtration, ventilation and architectural coordination
New construction system $20k–$50k+ Building size, system count, Title 24/design requirements and coordination with the build
ADU system $10k–$15k Zone count, head type, line-set routing, and whether the ADU shares the main house or stands alone
Electrical panel upgrade, when required $10k+ Service size, meter location, utility requirements and site conditions

Prices as of November 2026. Complex whole-home and design-build projects can exceed these ranges. Rebates and incentives may reduce your net project cost.

Project inquiry

Planning a San Rafael replacement?

Tell us the neighborhood, house age, existing equipment and what is not working. A photo of the furnace and thermostat helps.

  • Reviewed by a project lead, not a dispatcher
  • We tell you if your scope is not a fit for us
  • No high-pressure in-home sales appointment

Project Inquiry

Send your project details

Project type, ZIP, timeline, and how to reach you.

We design and install complete systems in the East Bay, San Francisco and Marin. We do not do repair, service calls or maintenance.

Mitsubishi Electric

Proud Mitsubishi Electric Diamond Contractor

As a Mitsubishi Electric Diamond Contractor, we design and install ducted, ductless, and multi-zone systems for Bay Area homes, with factory-trained crews and longer warranty options on qualifying residential installs.

Mitsubishi is not automatically the answer to every home. We start with what the project requires and recommend the system that makes sense.

Mitsubishi Electric H2i hyper-heat outdoor heat pump units
Mitsubishi Electric Heating and Air Conditioning Mitsubishi Electric Diamond Contractor

12 Year Parts &
Compressor Warranty

12-year warranty

Extended parts & compressor coverage on qualifying Diamond installations.

Factory-trained crews

Ongoing manufacturer training on the latest hyper-heat systems.

Priority support

Direct factory escalation if anything ever needs attention.

FAQ

Common Questions

San Rafael questions, from slab ducts to smoke to permits.

My Terra Linda house has ducts in the slab. Can I reuse them?

Sometimes, but they are often cracked, damp or undersized. We inspect and test them before deciding. If they are not reliable, new overhead ducts or ductless heads avoid the slab entirely.

Is a heat pump enough for the hot afternoons we get?

Yes. San Rafael’s design cooling temperature is about 87°F, and a properly sized heat pump handles that. The key is sizing to a Manual J rather than the old AC’s nameplate.

How cold does it get, and does that matter for heating?

ACCA lists a design low around 37°F, with nearby Hamilton closer to 32°F. Cold-climate heat pumps keep full output in that range, so we do not usually need electric backup.

Does San Rafael require a permit for a heat pump?

Yes. Mechanical work goes through the City’s Building Division. We prepare the load report and equipment documentation. Some outlying neighborhoods, like Marinwood and Santa Venetia, are in unincorporated Marin and use the County.

Which electric provider will I be on?

MCE provides generation to San Rafael by default and PG&E delivers it. Incentives from TECH Clean California, BayREN, MCE and PG&E change often, so we confirm what is open when we quote.

Can you add a unit to my backyard ADU?

Yes. We size a small heat pump to the ADU’s own load, give it a separate thermostat and supply the documentation the permit needs.

What about wildfire smoke?

We can design for higher-MERV filtration and larger return area so airflow stays healthy with the better filter. Ventilation controls help during smoky days.

Will I need a bigger electrical panel?

Not always. We calculate panel load for the heat pump and any other electrification you plan, then decide whether a service upgrade or load management is cheaper.

Still have a question?

Tell us about your San Rafael project

Discuss Your Project

Project Inquiry

Ready to Talk Through Your San Rafael Project?

Tell us what you’re planning. We’ll review the project and follow up with the appropriate next step.

We design and install complete systems in the East Bay, San Francisco and Marin. We do not do repair, service calls or maintenance.

Project category
Project type
Timeline